If you get calls from creditors or debt collectors regarding merchandise or services that you did not buyĬarefully review websites, online advertisements, and emails before taking any action or submitting any personal information online.If you are denied credit or are offered less than favorable credit terms for no reason.If you receive credit cards or billing statements on accounts you didn’t apply for. If you did not receive an expected bill or statement by mail.If you find new accounts on your credit report that are not yours.The following may be signs of identity theft: Identity thieves can strike even if you’ve been very careful with your personal information. Stealing wallets and purses, intercepting or rerouting your email, and rummaging through your garbage are just some of the common tactics that thieves may use. Identity theft occurs when someone illegally obtains your personal information – such as your Social Security number, bank account number or other identification – and uses it to open new accounts or initiate transactions in your name.Ĭriminals can obtain personal information through online and offline methods.
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